Construction Of The Thinking Of The Legal System Of China's Insurance Assessor

As one kind of insurance intermediary institutions, the public insurance adjuster hasn't only related but also been different from insurance agent and insurance broker. They make up the three pillars of insurance market, which plays a decisive role in the development of insurance industry. In our country, it's very necessary to develop the public insurance adjuster. Firstly, the public insurance adjuster's appearance is the production of the division of the labor. Secondly, it can protect the rights of the insurer and the insured; also it can reduce the dispute between them. At the same time, it's the need of our insurance market to adapt the competition after entering into the WTO. So the mature of the public insurance adjuster industry will become the premise of the consummation of our insurance industry.While comparing to insurance agent and insurance broker, the public insurance adjuster has been still in the initial stage and has so many problems. As we all know that, the public insurance adjuster hasn't been accepted by the market. Most of the insurance companies like to complete the job of estimation by themselves. All of these problems have restricted the whole profession's development.In the legal field, there are more problems which should be paid great attention to. First, the legal status of the public insurance adjuster in our country is not definite, which hasn't been resolved even after the revision of the insurance law. Second, at present, our insurance law and other regulations regarding the legal liability of public insurance adjuster is too fuzzy. Third, there are some conflicts between the insurance law and other regulations. Also our present insurance law can't meet the demands of the industry's development. Fourth, an appropriate supervising and managing system hasn't been established by now.