The Study Of Public Adjuster Legal System

As one kind of insurance intermediary institutions, the public adjuster has not relations but also differences with insurance broker, and they make up the three pillars of insurance intermediary market, which plays a decisive role in the development of insurance industry. While comparing to insurance agent and insurance broker, the public adjust has been in the initial stage and has so many problems. Although in these years the problems of the public adjuster have been noticed. But the research of the public adjuster mostly has been carried on from the economic angle, rarely from the legal science angle. The study of public adjuster system should begin at analyzing the current situation of market and industry, and make analysis of the problems of the public adjuster. Then on the basis of it we can find out measures to improve the system of the public adjuster.This article firstly discusses elementary knowledge of the public adjuster, and points out great significance to carry on the legal standard to the public adjuster. Then the author inspects the system of the public adjuster in English, American, Han and Japan and find out their system superiority. To improve the legal system of the public adjuster has to analyze the profession present situation and the present legal flaw about the public adjuster, so the third part has carried on profoundly, concrete analysis on the two problems. Discovers the crux, must act appropriately to the situation. So the last part makes suggestions to advance the human main body system, the supervising and managing system, the civil liability system of the public adjuster.