Credit Risk, Legal Research,

Since 2070'ses of worlds, was the international popular reputation to pay the tool into China, the credit card business is compare to quickly develop in the domestic. Currently, several big banks of domestic all published own credit card. Nowadays along with the development of the credit card business, the credit card risk occurrence of frequency is more and more high, the loss that result in is also more and more great. Therefore, guard against to the credit card risk with control seems to be of great importance. Because the our country credit card law norm is a newly arisen law norm object, the foundation is weaker, the lawmaking experience is not much, as a result, it's necessary for our country to catch up with the related and advanced trend of the foreign credit card law extensively and draw lessons from the foreign accommodation well in the realistic circumstance. And it is also good lawmaking experiences for the our country credit card business. This text will take this as the center, beginning with the introduction credit card basic business, taking the credit card law risk as to break, analyzing foreign credit card law norm according related law provision and characteristics, especially the advanced lawmaking experience and lawmaking spirits, finding out to need the perfect shortage and irregularities as premises. Though the study of total lawmaking spirit and trend of the credit card law and the several big focuses in credit card consumption law practices: the related law problem of credit card for overdraw and the report of loss,and the trade mistake of ATM machines. Then, put forward the perfect credit card risk control lawmaking of the law-making spirit that lays particular emphasis on the maintenance to value the card person's benefits;the pefect of though all the links in credit cards; rasing the credit card lawmaking layer class and set up the special law of credit cards; the establishment of personal reputation law system .Hope to express above problem clearly, and resolve the problem of the establishment and perfect of the specialized credit card law ,inorder to rule the...