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Study Of The Laws Of The Moral Hazard Of Private Banks Prevention Mechanism

Posted on:2007-10-03Degree:MasterType:Thesis
Country:ChinaCandidate:F ShenFull Text:PDF
GTID:2206360185960474Subject:Economic Law
Abstract/Summary:PDF Full Text Request
In the last few years, people started to lay store with the moral hazard of the financial industry and its danger .Although our country didn't involved in Asia financial crisis , also didn't take place banking crisis such as Russian .It doesn't mean that there are not moral hazard in our country the financial system ,which can causes a financial crisis .On the contrary,the moral hazard in our country financial industry is larger than in Southweast Asia and Russia .After join WTO ,the China`s bank system will open completely ,the China`s commercial banks will lose protection of government, they will face the fierce competition. The morals hazard in our country`s bank industry presented gradually in last few years.Currently, the development of the private bank is still placed in a beginning stage, the government and the bank authorities encourage and support civil capital to participate a financing institution definitely, That a lot of private banks exist in the financial industry become inevitable trend .But the practice at home and abroad show that the private banks have huge morals hazard .How to remove the morals hazard of the private bank has already become the key problem ,which will affect the financial industry open to civil capital and the bank authorities take charge of private bank .The dissertation tries to draw lessons from the foreign experience,combining an our country actual, from the angle of the law to expatiate how to guard against the morals hazard of private bank.This dissertation is divided into four Chapters .It consists of the analysis of the special morals hazard of private bank and the reason ,and the experience of Russia private bank` morals hazard and its apocalypse to our country, and and the suggestion how to perfect the law mechanism of guarding against the private bank`s morals hazard.
Keywords/Search Tags:private bank, moral hazard, market access
PDF Full Text Request
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