Legal Issues Of Financial System Reform Of Rural Cooperative Research

Rural Cooperative Finance is the corporate community of local financial enterprises which provide financial services to agriculture, farmers and rural economic development .The rural credit cooperatives makes great contribition to agriculture, farmers and rural economic development several years,and have gradually become the main force in rural finance and the bridge which connectes with the masses of peasants. However, the rural credit cooperative unify breake out many proplems in the course of its development, such as unclear property rights,imperfect corporate governance structure , imperfect legal system and so on,which has been severely constrained the development of financial cooperation. At present the reform of the financial system is very intese, and the new form of property organization continuous emergence, the old regulations lagged far behind the reform. In such circumstances, we should in-depth study of the basic meaning of the cooperative system, releate the world's general rule to the Chinese concrete practice, and look for the development of models which suits for China's national conditions , ultimately, with legislation to be clarified and standardized, and make a good system environment for the reform of rural credit cooperatives , to make better serve the farmers, agriculture and rural economic development. Therefore, selecting this subject has strong theoretical and practical significance at present.The logical structure of the thesis include the following three parts:Part I, The summary of cooperative financial.The paper begins from the origin of cooperative ideological ,and talks about cooperation, cooperation in economy, and the rural cooperative financial ,and makes a clearly defined to the general theory of financia. Then introduces the general principles and change of the cooperative financial organizations , it is concluded that the changes indicate that the financial cooperation in the world are taking place in a major change, the developed countries have successfully achieved cooperative financial organizations reform,and found a development mode suited to themselves in accordance with their respective national conditions , as a development of the market economy country, we must accurately find out development model. Part II ,The analysis of Chinese rural cooperative financial organizations's present situation.In this part, detailes the important role of the rural credit cooperatives in the current social development, as well as the encountered problems in the development process. It is based on the important position of the rural cooperative financial organizations in the community,and the encountered problems indicate the necessity and urgency about the rural cooperative financial system reform.Part III ,the pathway analysis of rural cooperative financial system.For the mentioned problems, author propose the reform of the cooperative financial organization path. The issue of property rights of rural cooperative financial unify is the main issue, but also the difficulty of reform and breakthrough point, so the article analyse the existing three models and four property ownership forms of organization, and pointed out that no matter in what form around on the premise that must be consistent with their own actual situation. Corporate governance structure, external monitoring of rural cooperative financial reform is also the important aspect ,so the article in particular from the four aspects to resolve these issues.Part IV, the ponder of draws up "Rural cooperatives Finance Law" .The articles introduces the present situation of Chinese current rural cooperative financial legislation, and corporate finance development quite good country compares with the world, our country is short of a comprehensive system of laws,which makes the emergence of some new achievement can not get the protection of the law .Meanwhile, it also cause the reform is lack of a clear direction of development. Therefore, we should speed up the process of cooperation in the financial legislation. Finally the article from the legislative basis, the legislative objective and the principle as well as the legislative content has launched the elaboration, and offers a few ordinary introductory remarks so that others may offer their valuable ideas by the time, in order to promote our country's rural cooperative financial laws Perfection.