Along with the development of the financial globalization and the gradually mature of domestic financial market, social main body's willing of participating to financial activities keeping on rising. At the same time, they also want to use social financial resources and benefit from financial capitals. In our country's financial market, huge financial capitals occupied almost half parts of the resources. The disadvantaged groups' rights have not got enough attention which including small investor, peasants and agricultural enterprises, this disadvantage of attention restricts their chance to create wealth by financial method.According to this phenomenon, this research proposed a new theory named financial developing rights. Based on human basic rights theory, this research focus on the original theory, legal basis and basic meaning of financial developing rights, and then applied it into the rural cooperative financial legal problems. From the perspective of paying attention on the financial disadvantaged groups, choosing the rural cooperative financial as the research object, in line with the existing legal systems to analysis its development statement, problems and the leading elements. Then contract the rural cooperative financial system between our country to typical foreign countries, adopt the using parts from foreign country's experiences, and then give proposals to our country's rural cooperative financial system.The important and creative part of this research is make the combination of financial developing rights and rural cooperative financial system, use the realization standard to judge the developing situation of rural cooperative financial, and find the problems related to legal system. Use the standard of whether have realizing the financial developing rights to analysis our country's rural cooperative financial legal system in order to find its problems which need to be prompted. Use the standard of whether could equally realized financial developing rights to design the concrete parts of "Rural Cooperative Financial legislation". Give proposals to keep the smooth running of rural cooperative financial system.The main body of this research is including five parts. The first part is theory study. Make research on the financial developing theory, rural cooperative related theory, financial supply and demand theory, financial repression and deepening theory, cooperative game theory, Marx cooperation theory. The second part is the current situation of rural cooperative financial institutions and systems. Mainly focus on the legal problems and reasons. The third part is contraction. Select the United States, Germany, France and Japan to analysis its rural cooperative financial system, make the contract of advantage and disadvantage between them, we could learn form their favorable experience and prevent possible problem. The forth part is the consummation of legal system, mainly discusses the "Rural Cooperative Financial legislation" which suits to our country, use the financial developing rights theory as its basic legal conception. Try to discuss the establish and organization of legal system, the property rights system, the operation and compensation system, supervision system, termination system and the responsibility system. The fifth part is the operation method which could ensure the power of legal system. This part concludes policy support, the supply of intermediate institution, the anti-risk system construction, the innovation of assure meth(?)ds, dispute resolution mechanism design, cultural cultivation measures, combined thi(?) we could discuss the useful method beyond the legal system.In short, this research hope to analysis the realization of financial developing rights, the method and system which make it realized equally by the systematic discussion of rural cooperative financial. This research also trying to attract the attention (?)o financial disadvantage groups and financial legislation of related department, provide the research results and framework of basic legislation. At the same time, the concrete design of legislation hope to give reference and associations to the future work of rural financial development, the financial developing rights realization of disadvantage groups. |