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Banking Association, A Self-regulatory Mechanism

Posted on:2011-07-24Degree:MasterType:Thesis
Country:ChinaCandidate:Y S CaiFull Text:PDF
GTID:2206360305959109Subject:Economic Law
Abstract/Summary:PDF Full Text Request
Nowadays, under our society structure, people's attention on "the Third Department" (or "Inofficial Common Area") which excluded the private area and common authority area(about the whole country) becomes boom. People in theory area think that managing society by these Third Departments is an efficiency method to conquer the inconsistency between market and society itself. Because the rules and the mechanisms of the Third Department are especial. It annihilate and keep within limits the privative differences to conform interests, but on the base of free justice and plenitude to achieve the goal, and get the legitimacy in society and legal area. By this way to limit and influence the country power and the behaviors of members to achieve the commen goal. Guild is a typical representative of these Third Department, its traditional base is self-discipline, which is a character of this system and a main road to make its value comes ture.The Guild of Bank is a self-discipline organization, which makes up of commercial banks. Its common goal is to limit the behaviors of members and control the order of competition banks by the commen stipulation. From this, it can keep bank industry stabilization and effectual. As the globalization of economic, innovation and freedom in different countries economical area, combine business developed faster and faster self-discipline mechanism in economical area becomes an important road to enhance the security and an important part of wardship system.This paper is based on the Civil Society theory,to analysis the base of the Bank Guild. Describe the contour about his root, pursuit interests, existence goal, running tenet, development power and so on. This is an effective gist to go to its role and direction of development. In our country, because of the need of maintenancing the commercial banks interests, the need of supervising the economical area, the need of settling contradiction among the government function conversion, separation of the government function, system maturity, the Bank Guild becomes essential, and its development goal is appeared.But, there are some problems in our country's Bank Guild, such as confusion legal status, inner mechanism unscientific, imperfection in professional function and so on. So, from all above, author think that:First, to definite the legal status of the Bank Guild, and keeping his members are substantive. Second, going to the relationship between government and Bank Guild. Third, to perfect the program of lawmaking, ensuring the mechanism of supervising government. Fourth, intensifying the professional functions. Fifthly, perfecting inner organization settings. Sixthly, giving the Bank Guild a certain extent survey rights and punishment rights, providing actually operative approaches.
Keywords/Search Tags:Banking Association, Self-regulation, Perfect
PDF Full Text Request
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