| The president of Jilin university widely collect returned-loan advises in March,2007, which make the people see the opposite side since the university expand the scale of soliciting student. Although university loan still was paid attention for they start the construction of new school, it shocked the people because of the predicament like Jilin university's. Consequently, the argument about returned-loan was concerned increasingly.How are the total sum and loan and returned-loan of the universities? It is continuously changing, but we can still find some question according to the general situation. The dissertation first introduce the whole characteristics total university all of the country and some of them about loan, borrowed-funds, and then, look back on the background of starting school from loan and further analysis reasons of starting school based on loan from government, university and bank on basis on it.Without question, the way of starting school based on loan alleviate lack in founds since university expand the scale of soliciting student. On the basis, it promotes the great development of higher education in the country. However, some potential risk also exist when the university start school based on loan. The dissertation mainly analysis two aspects in risk of university liabilities, that is finance risk and credit risk, and education that it is the effect caused because of them.How to reply the risk? Returned-loan is urgent matter at present. At the same time, we should think how to avoid the problem like this in the future. The paper carried on all thinking to the loan problem of university and college. |