Research On The Development Of China 's

With change of market conditions and reform of commercial bank, settlement business has been in more important position in intermediary business income of the commercial bank. The settlement business has gradually become the brand symbol and the core of competition. The paper describes the main contents and characteristics of settlement business to company. Taking a branch bank of XX which is a state commercial bank as an example, by investigation and daily works, this paper researches the development of settlement business to company. Combination of public funding settlement in payment and settlement business, financial settlement products, marketing and cash management services in three areas of current development. The study found that explore the problems and risks of its existence, and actual case studies, the design of their applications, a more in-depth discussion. For analysis of the above aspects, in order to further develop financial settlement business in XX bank XX branch in China, in this paper, these three aspects of financial settlement related content gives some suggestions: Strengthen accounting management, improve the quality of accounting; Promote electronic payment and settlement methods, improve business efficiency; Strengthen product marketing, attention to product experience; Use of product portfolio, providing customers with convenient and efficient service; Enhance product innovation, promoting product differentiation; Expand the service object, improve cash management services organization system products; Cash management services business innovation to adapt to the rapid development of financial instruments.