Research On Internet Financial Risk Management Of Bankers' Bank

In recent years, China’s rapid development of the Internet finance, in the display of China’s financial innovation, an important form and achievements of the deepening of financial reform and the Internet Financial gradual exposure and potential risk also caused academic concern, the concern of the society. The Internet finance not only has a risk of financial industry in the common, such as credit risk, operational risk, market risk, simultaneously also has its special risk, such as customer information security problem, payment system risk, legal risk and other electronic. The present situation of Internet financial efficiency breeze control, coupled with the lack of legislation, the lack of supervision of financial risk control, if not the Internet, once out of control, the individual risk cause systemic risk, and even trigger a financial, economic, and political crisis.This paper mainly around the central thought of how to establish and strengthen the Internet Financial wind control system and supervisory system launches the elaboration, strive for perfection of Internet financial risk management and put forward feasible suggestion. This paper introduces the influence of Internet on the traditional forms of financial development, financial industry, a comprehensive summary of the Internet finance has exposure and potential risks, and at the same time, the use of SWOT analysis of the Internet financial risk management advantages, disadvantages, opportunities, threats were also analyzed, and Baoshang bank "pony bank" comprehensive functions of financing platform for the Internet an example, analyzes its reliance on risk management mode of Baoshang bank background formation, to prove the necessity and urgency of the current Internet Financial quickly establish and improve the risk management control system, realize the combination of theory and reality. From the end of the Internet financial institutions and regulatory units in two aspects, and put forward feasible suggestions on how to establish and perfect the management system of Internet financial risk.