Research On The Medium - And Long - Term Large - Scale Financing Of Rural Areas In Poor Areas

The idea of alleviating poverty in merging areas is firstly proposed in rural poverty alleviation and development program in the new stage. This means that poverty alleviation must combine with the regional infrastructure construction, environmental improvement, implementation of the adjustment of agriculture structure and Agriculture products structures, agriculture industrialization, urban-rural integration and new rural construction. After The eighteenth National Congress of the CPC, the general secretary of CPC Xi Jinping put forward comprehensively improving rural production and living conditions, Premier Li Keqiang instructed to adhere to the dominant position of farmers and improve the comprehensive rural living condition orderly, Deputy Prime Minister Wang Yang, stressed that it is very necessarily to strengthen the leadership, to make the plan correctly and carefully.All of the above the leaders montioned need the Capital investment.Past study on the rural financial problem, and policy reform and implementation of rural financial sector is mostly based on the perspective of farmers, so microfinance, inclusive finance has made rapid progress, its effectiveness is significant. But seriously neglected the study, institutional reforms and policy implementation from the perspective of area. In order to achieve rural development mission proposed by the the leadership of CPC and the objectives of Poverty Alleviation in the new period,we must think about financial reform from the area perspective. As a result, we found that we must make more current supply in medium and long term; for develop and investment.And we should establish the corresponding system. long-term poverty in rural areas should be strengthened, development, investing large amounts of financing and the establishment of appropriate systems.only on new platforms do microfinance, and inclusive finance can work more efficiently This paper argues that China’s rural long-standing presence in the system defect is due to a lack of financial and fiscal policies in the history of investment and financing, deeper reason is external investment in agriculture, as well as people in the financial risk characteristics of the agricultural area of neglect. Therefore, the combination of public goods and market failure theory, item discrimination theory, a reference for Germany, Japan, represented by a high degree of experience in the modernization of agriculture in developed market economies, and is mainly based on the research of Guizhou, on how to advance the long-term large thus contributing to the financing of rural development in poor areas studied.To identify the features of financing in the regional perspective is the key to study and to solve the long-term wholesale financing problems of promoting rural development in poor areas, and only the supply side of related financing did adapt these features on the institutional and operational management, it can meet the financing needs of the financing of the project. The paper summarizes three characteristics of Guizhou financing for rural development projects under the regional perspective: the large amount of the financing needs in total, high risk, and externality.Then we find that the the related supply side of the financing have many shortcomings and defects to adapt the the characteristics of financing needs, such as the use of financial support for agriculture subsidies, management system is unreasonable, insufficient financial investment and financing capabilities is insufficien, policy banks to is not positive enough participate in the construction of rural development and so on. To make up the defects and deficiencies of the supply side of financing, combining the successful experience of foreign and domestic, the existing conditions in Guizhou province, the paper put forward the corresponding recommendations for improvement, such as institutional reform, the implementation of centralized management of financial support for agriculture subsidies, to develop financial investment, financing, and to bring its superiority into full play to solve the financing difficulties of external project issues; institutional innovation, as professional banks in some fields, policy banks should provide more capital and more wisdom for the construction of large project in rural areas.This paper has made some appropriate innovations, such as abandon the perspective of a farmer which most scholars used in the past, but in the perspective of regionalization to study the promotion of rural development financing in poor areas; in order to make use of the agricultural subsidies more efficient, more standardized, the paper has made sonme institutional innovation for the use of agricultural subsidies in Guizhou Province; this paper has also actively explored the advantages of the internet financial on the financing of Guizhou Agricultural industrialization projects.