China Trust Company To Pay Risk Assessment

As the managed asset scale beyond insurance industry during 2012, Trustee industry became the second important part of China financial system,and its management has total assets of more than 10 trillion RMB at the end of 2012.Therefore, the trustee corporations developed healthy and stably are crucial to China’s financial sector.Firstly, we talked about the classical theories of financial risk models and analyzed the specialties of trustee financial risks in China.Secondly, based on the reference classic financial risk model, this paper combined with the actual situation of China’s trust companies, has been established evaluation index system of the financial risk of the objective conditions for our country’s trust companies, and constructed three different index systems, and respectively carried out principal components analysis and Logistic regression analysis for this three different index systems, and selection of the optimal index system from three empirical analysis results.Then use the most optimal Logistic regression model to forecast the prediction data, obtained the good prediction effect.Finally, the article used China more than 60 trust company of the financial risk of the empirical analysis, we proposed prevention strategies for the trustee corporations from corporation and industry aspects for a certain practical reference value of China’s trust industry healthy development.