Research On Risk Management Of Accounting Operation In ZX Bank Rizhao Branch

Accounting operation as a core part in the accounting business of commercial banks, the bank’s operational risk control has a very important role, by establishing a perfect accounting operation risk management mechanism, including related risk management system, risk management department, risk management and risk management processes, and so on, in order to regulate the accounting operation risk management work.The ZX Bank of Rizhao points as the research object, to study the accounting operation risk problem, by using the method of literature,survey method, case analysis and other research methods study of Rizhao Branch of ZX bank accounting operation risk problem. The present situation of the management of the operational risk of ZX Bank branch is analyzed, including the management system, management system and so on. Rizhao Branch of ZX bank accounting operation risk management present situation through research found that, at present Rizhao Branch of ZX bank accounting operation risk mainly in cashier risk, accounting risk and settlement risk the three aspects, the risk of the formation factors are external factors and internal factors. And in the study found that Rizhao Branch of ZX bank accounting operation risk management mainly exist in the accounting operation process in the lack of involvement of internal control and lack of perfect accounting operation risk early warning system, accounting operation risk management system is not perfect,accounting operation supervision department organizational structure is not reasonable, lack of high-quality risk management and business development and risk control to regulate the relationship between imbalance and other issues, to solve these problems proposed a corresponding improvement strategies. Rizhao Branch of ZX Bank shall establish a sound internal control mechanism and accounting operation risk early warning system, the perfection of accounting operation risk in the system, the reform of accounting operation supervision department organizational structure, strengthen to accounting personnel training and reasonable balance of business development and risk control.To build a good corporate culture and promote the application of information technology in the risk management of accounting operation.