Research On The Accounting Operational Risk Management Of Nanchang Branch Of Z Bank

The banking industry is an industry of risk management,which is the eternal theme of the banking industry.In recent years,with the continuous strengthening of financial supervision and regulation,domestic banking industry has exposed a variety of sensational economic cases,so operational risk is coming into people's sight again.The accounting operational risk is an important part of the operational risk of commercial banks.As a basic business of commercial banks,accounting operation is a series of business functions of commercial banks and plays a key role in the normal operation of commercial banks.In order to discuss the general problems existing in our country's commercial bank accounting operational risk management at present stage,Nanchang branch of Z bank is selected as the behavior-research object to carry on the analysis.First,the paper compares the related research theories of operational risk management and operating risk management of commercial banks at home and abroad.On this basis,it summarizes the definition and characteristics of operating risk and accounting operational risk of commercial banks.Then the article introduces the research object Nanchang branch of Z bank,and engages in the main links of the three accounting operational risk management in the middle of the process,before it and post-event,and introduces its business development and accounting operational risk management infrastructure.Subsequently,the current accounting operational risk types of Nanchang Branch are divided,and the current accounting risk of the branch operations is analyzed with the data to find out the problems in the branch management.Finally,aiming at the shortcomings of accounting operational risk management in Nanchang branch,the paper gives suggestions for improvement from several aspects,such as tamping accounting operational risk management foundation,promoting enterprise risk culture construction,improving the quality of accounting staff and strengthening information technology support.Hopefully,it will have a positive impact on the development of the accounting business of the branch in the future.Meanwhile,it would be better if the academic world pays more attention to the accounting operational risk of commercial banks and assist the commercial banking industry in China to be stronger in the fierce competition around the world.