Research On Shareholding System Reform Of Rural Credit Cooperatives In Hebei Province

Rural credit cooperatives have been shouldering the important task of supporting the development of the "three rural", but due to the heavy historical burden and low operational efficiency, backward management and all sorts of reasons, it no longer able to satisfy the needs of rural economic development. China’s rural credit cooperatives in 2003 began a new round of reform, the reform direction is now clear that puts the joint-stock reform of rural credit cooperatives and establishes rural commercial bank. This article will examine the scope of rural credit cooperatives located in the Hebei Province, Hebei Province Rural Credit Cooperatives has more than 60 years history since its inception, and has always been interlinked with agriculture, rural areas and farmers, does an irreplaceable contribution to rural economic development of Hebei Province and increasing of farmers’ income level, is the main force of rural finance rural economy up to its name. Therefore, the speed of the merits of Hebei Province Rural Credit Cooperatives is directly related to the process of new rural construction, agricultural modernization and integration of urban and rural construction. But as the rural financial market competition is becoming more and more fierce, because of its inherent flaws unclear ownership structure, imperfect management system and operation system, the low quality of staff, lack of corporate culture and so on, severely restricted the development of rural credit cooperatives, and has a long distance to build the modern rural financial enterprise. Therefore, the current development problems, analysis and research strengths, weaknesses and the direction of development in Hebei Province Rural Credit Cooperatives are studied, and on this basis targeted to develop a suitable development strategy for rural credit cooperatives in Hebei province, realize the strategic transformation of the Hebei Province Rural Credit Cooperatives, to keep its strong power of development, give full play to the peasantry mainstay function, have extremely strong realistic meaning.About the reform of Hebei Province Rural Credit Cooperatives, we must stick to the shareholding system reform direction, this paper used the SWOT strategic analysis tools, carefully analyzing problems, strengths, weaknesses, and the opportunities and challenges faced, sorting out the practical development of Hebei Province Rural Credit Cooperatives, studying the implementation of the joint-stock reform of the internal and external conditions for sustainable, actively learning from the experience of running successful restructuring of agricultural businesses, then give a clear conclusion about advantageous position and competitive advantage in the industry, and accordingly puts forward the concrete development strategy and implementation of security. Based on the research of the development strategy of Hebei Province Rural Credit Cooperatives, to achieve leapfrog development, which is to built in " clearly established ownership, well-defined power and responsibility, scientific management, perfect the corporate governance and effective internal control" local modern financial enterprise goal, put forward opinions and suggestions, as a comprehensive and thorough going efforts to promote Hebei Province Rural Credit Cooperatives joint-stock reform, finally realizes the reform goal and purpose, providing the beneficial reference and reference.