Research On Financing Risk Control And Prevention Of Real Estate Enterprises

Since the reform and opening-up, China’s real estate industry has been rapid development in support of the Government. And it has become one of the pillar industries. However, in recent years, most second-tier cities house prices hit record highs, far beyond the affordability of consumers. In this social context, the real estate industry has experienced over the property market hot, cool to government regulation, to such a stage now the "bailout" policy introduced. From 2010’s "state of ten", 2011, "state of eight", in 2013 the new "state of five" and other severe macro-control policies to cool the real estate industry, to most of the city since the 2015 purchase of the policy canceled, "four of Central" introduction of limited credit policy has been loosened, 330 New Deal, local governments in the publication "rescue" measures, the central bank of China has cut interest rates five times the cumulative six RRR, monetary policy easing and property-related aspects of the various policies of good come again and again, The Government also began to clear, "to resolve the real estate stocks, promote the sustainable development of the real estate industry."At present, although the real estate market as a whole to pick up significantly, driven by a number of policy years, the rigid demand and improving demand sustained release. But each line market has been divided, the city differentiation, plate differentiation, differentiation phenomenon will continue to develop real estate "to stock" effect no clear policy direction, overall sales of real estate business is not optimistic. There is no shortage of housing prices is difficult to achieve the flow of capital through the sale, and the resulting shortage of funds business, increased risk financing, limited solvency problems, and finally had to withdraw from the market. In view of the development prospects of the real estate market oversupply for some time, in the case of favorable external financing environment, how to do internal control financing risk and thus in the fierce competition in the market, effectively raise funds to maintain the healthy and stable development of enterprises, is placed an urgent problem in front of every real estate business.