Research On Financing Mode And Risk Control Of Imported Automobile Service Providers

Supply Chain Finance(SCF) is a kind of service model which greatly developed by many banks in recent years. It is inextricably linked with supply chain of production and applicable financial products are designed according to characteristics of purchase & produce and sale between core enterprises and SMEs to solve supply chain members capital requirements, reduce their cost and improve the efficiency in the use of funds.As the supply chain industry has its own business management model, trading style and risk factors. In this paper, we study SCF financing model on the basis of the imports of the automotive industry, through the analysis of imports in the automotive industry, import automotive supply chain structure, financing needs and financing model analysis, as well as the extension and application of agent import car service providers of supply chain finance real operation, and concluded by questionnaire, agent import car service providers financing model is mainly agent import car service providers future inventory financing model and agent import car service providers spot pledge financing model. And then use the game theory model to analyze the key factors of the two financing models,Concluded:in agent import car service providers future inventory financing model, the important factors affecting the agent import car service providers to lend money and control risk are loan interest rates, the sales realizations and the dealer punishment; in agent import car service providers spot pledge financing model, the important factors affecting the agent import car service providers to lend money and control risk are interest rate, the expected value at the end of the inventory period and pledge rate, and elaborated two financing models operating procedures and major risk points. Through real import automotive supply chain finance examples to explore how the agent import car service providers to carry out the import automotive industry.Finally, acting the agent import car service providers of financing major features and problems, put forward some suggestions:strengthen the import automotive supply chain finance professional management, strengthen risk prediction and assessment, speed up the third party logistics building proposals, hoping to provide some reference value to the agent import car service providers.