The Research On The System Of Environmental Liability Insurance By Government's Promote

Environmental Liability Insurance is responsibility insurance form that insurance should undertake damage compensation and governance responsibility because of environmental pollution. Essentially, according to the principle that the duty of risk share with society, every polluting enterprise assume the responsibility of risk. By this way, not only ensure that victims get the compensation timely and reasonable, but also help businesses avoid risks, and easing the pressure on the government. The system has been widely used in western countries because it can ensure the harmonious development of economy and environment. At present, the pollution accident of china come out one after another, the issue of compensation for environmental damage become a big trouble for us. Setting up the Environmental liability insurance that will in line with our national conditions is very important, which improve the system of civil compensation in environmental tort damages, and effective protection of citizen's rights. By learning the advanced experiences of other countries, China's environmental liability insurance system made progress, but the situation is not optimistic in overall. Establish a right system of environment liability insurance in line with our national conditions has become the first question. According to our current situation, propose that a major force in building of environmental liability insurance system is the Government's promotion. In short, this article aims to clear the functions of government in the development of China's environmental liability insurance system, ensure that environmental liability insurance system will be fully promoted and improved.According to China's current situation, the obstacles about the development of environmental liability insurance system are in the following areas:Imperfect laws and regulations, the enthusiasm of enterprise is not enough, the ability of insurance compensation is inadequate, and the Government does not pay enough attention. Environmental liability insurance system through government's Promoting can not only eliminate the external non-economic nature,ensure all-round development of the system, and can ease the financial pressure on the government itself.At present, many developed countries have the active participation of the Government in the construction of environmental liability insurance system. The most typical is the United States and Sweden, the government and the environmental sector through taxation, the internal model building and other methods to support, protect and promote the steady development of environmental liability insurance.Construction of China's environmental liability insurance system of government in promoting ways to proceed from the following aspects:First, create a favorable legal environment. Second, promote the construction of the internal system. Third, take the tax incentive measures. Fourth, cultivate the support mechanisms. Government, through these various means to ensure environmental liability insurance system can be fully developed and perfected.