A Study On The Development Of Rural Small - Scale Financial Organizations In

As a large agricultural country, China is faced with an unbalanced urban-rural development, rural economic development lagging behind seriously. As is mentioned in multiple No.1 documents from the national central government, rural finance constitutes an important part of the modern finance and its development scale, structure and efficiency play an increasingly significant role in the development of three rural issues. Through years of development, small rural financial organizations in China begin to take shape but are still faced with financial repression that makes them difficult to get rid of the traditional development path. In order to realize diversified and innovative development of rural finance on the existing basis, The Central Bank of China and the CBRC have issued various, guiding opinions to encourage innovative financial organizations to enter rural markets, thus promoting the development of rural financial markets and rural economy of China.In the context of political and economic environment of China, this paper makes a qualitative and quantitative analysis of the developing status and level of small rural financial organizations in Yunnan Province..It first describes the relevant financial theories and then analyzes the development history and mode of typical small rural financial organizations in foreign countries to conclude experiences and enlightenments and further the development status of and the problems facing the small rural financial organizations in Yunnan Province. The development status and the problems are explained through qualitative analysis; then the pre-set index weight is determined by AHP method based on quantitative analysis to measure the overall development scale, structure and efficiency of small rural financial organizations in Yunnan Province. Research results show that rural financial organizations are still at their primary development stage and faced with many limitations in the development process.At the end, this paper makes a conclusion to the qualitative and quantitative analysis of small rural financial organizations in Yunnan Province based on financial theories and foreign experiences and proposes countermeasures for and suggestions on their healthy development.