Study Of The Development Of The Financial Holding Company Model

The earliest proposition of the financial holding company is a discussion based on dividing into industry and mixed operation, we should not stay to bring the financial holding company up again on the dividing industry and mixed industry battle today, and should pay attention to the development and growth of the financial circles of our country even more. I think the development of the financial holding company in our country are both means and the purpose . At present, several financial holding companies have existed in although our country, while they have not obtained an identity, and they have the problems in various degree. In order to tackle the impact of opening in an all-round way of the financial services industry of our country, the financial holding company of our country have now should strengthen self-building, and should explore the new development model constantly, promote financial business innovation, meet the new business demand , and improve whole competitiveness of the financial circles of our country and business efficiency. If our country implements the financial mode of holding company, It will help to strengthen the hookup of capital and financial capital of industry of our country digest the risk of some markets from enterprises, thus reduce the risk level of the whole trade, improve the use efficiency of financial resources, and strengthen the competitiveness of the financial institution. The financial holding company implies the development trend of international financial circles. It can strengthen the competitiveness of the financial circles of our country in a short time, in order to deal with all sorts of challenges after the entering of WTO. Under the current restraint condition, according to convention on " to be feasible if law does not forbid", financial holding company to promote our country whole competitiveness of financial circles good system arrange. In the writing of this text, I explain the concept of the financial holding company and relevant theory at first, then introduce the modes of the financial holding companies of the western countries , analyse the current situation of the financial holding company of our country and existing problem finally, and propose that our country sets up the choice mode of the financial holding company in the long run.This text is divided into four parts in the course of writing:First part : the general theory of the financial holding companyIn this part, I analyse the concept of the holding company as the starting point mainly partly,then recommend the foreign concept to the financial holding company to define, analyzethe relations between the financial holding company and mixed operation, carry on thecontrast to the financial holding company and all-round bank, and analyze the internal andexternal reasons that the financial holding company forms. In the end, I specify the relevanttheories of the financial holding company.Second part: the mode of the financial holding companyIn this part, I originally introduce the basic type of the financial holding company in theworld mainly partly, namely pure financial holding company and operating financialholding company, then introduce the main mode of the financial holding company,including U.S.A.'s mode , Britain's mode , Japan's mode and Germany's mode. Finally, Ianalyze the management advantage of the financial holding company in brief.The third part: the development of financial holding company in our countryIn this part , I summarize that domestic scholar have put in extant financial holdingcompany definition and extant views of mode of concept in our country mainly partly, andsum up the state of development of the domestic financial holding company. Then I analysethe reasons of developing the financial holding company in our country. Finally, I sum upand summarize to the question of existing in development of the financial holding companyof our country.The fourth part: thinking of development of the financial holding company of our countryIn the part, I originally explain the necessity of developing the financial holding companyin our country at first. Then I put forward the modes that we can choice when we developthe financial holding company of our country. At last, I propose the countermeasures andsuggestions to the question existing in the financial evolution of holding company of ourcountry.