China Commercial Bank Is The Way Of Effective Recycling And Countermeasures

Under financial liberalization, the development trends of financial internationalization , finance informationization, it is the change measure that should be right that one which the commercial bank makes in the face of the management environment of changing day by day is positive that the bank reengineering, its essence is a kind of conversion that the bank managed normal form , it is that the bank obtains a kind of important means to compete for the advantage continuously.As the time limit entering our country of foreign capitals bank closes on day by day, four major state-run commercial banks choose to be listed one after another , in order to tackle the following competition, all these mean banking of our country will be under the rule of market economy, compete with the international banking on the same starting line, should improve the competitiveness of the banking of our country, should study idea and intension that the western bank reengineering, combine the actual conditions of bank's reform of our country, it suits the way which the bank of the need reengineering of bank's development of our country to create one.This text is on the basis of summarizing research results and various kinds of views that forefathers the theory of bank reengineering at first, from the technical revolution of information, a series of problems and these three respects of bank's current situation of our country faced after the accession to the WTO of our country have described the objective necessity that the commercial bank reengineering of our country. Secondly has explained the problem of how to reengineer bank that commercial bank should of our country from these four kinds of ways of institutional framework , business procedure , homework cost , customer relationship.Then from the institutional framework and market structure, property right and administration structure, management system of human resources , marketing system and realistic competitiveness , these respects , are set about analysing the commercial bank reengineering of our country to the question existing in the course;Then directed against above-mentioned problems and put forward the administration countermeasure ,such as the related condition that advance the reform of system of the bank , build the corporate culture , form banker's stratum and establishes the system of social credit and correlated with;Through case analysis finally , make and make another analysis to five - year Royal Bank of Scotland wholly, have announced the enlightenment that reengineering the bank to the commercial bank of our country.