Internet Banking Risks And Their Control

With the development of information technology , electronic commerce, the fierce competition between banks and banks' desire for low cost and high profit ,a new kind of bank-internet bank appeared in the world. It uses Internet and Internet technology to supplies convenient and prompt financial services for people and has different characters from traditional banks, such as operating beyond time and space, renovation quickly, operating tools different from traditional banks. Internet bank has great influence on traditional banks. So it is the trend of the world to develop Internet bank. However, whether or not Internet bank will develop smoothly, it depends on how to control its risks. So I select this topic as my thesis.Internet bank has the same risks as traditional banks. But, the risks have different effects on traditional banks and Internet banks. Some risks are very prominent because of the characters of Internet banks. So we should study and find the measures of controlling the risks. Although the appearance of internet banks in our country is late, it develops quickly. Studying the risks of internet bank and finding the measures to control the risks are very significant to develop the Internet bank in China and in the world.