Preliminary Study On China's Financial Supervision System Reform

What this text studies is financial supervision organization structuring and how to arrange supervision content. The discuss is mainly based on our country's present financial supervision mode — seperate management, dividing supervises.Set out from the theory that the market does not work, the risky characteristic of finance, the theory of information asymmetry, and the financial reality of our country, this text thinks government's necessary supervise financial circles, this is an important component of the government function to supervise economic. Meanwhile, our country's financial supervision mode have changed three times, the ones that were adopted at present are "seperate management, dividing supervises " mode. Our government has set up the People's Bank of China, the China banking regulatory commission, the China securities regulatory commission and the China insurance regulatory commission. These four board is responsible for the financial supervisory function separately. However, the Central Bank of our country lacks independence, its monetary policy is often interfered with by other factors, can't establish currency policy with independent professional angle;The three regulatory commission face the question of " awkward status supervised ". Meanwhile, the finance of our country developed and presented the new phenomenon, mixed operation sprouted, financial reform enters critical stage etc., all these are new problems in front of government's financial supervision;And the international finance development trend challenges the development of the finance of our country and financial regulatory reform. Just because of these theories and realistic reasons, I have chosen to study the organization structuring of financial supervision in our country. Think the finance regulatory system of our country must be reformed, should allow mixed operation in finance, establish unification supervise organization.The analytical method of the article is to determine the nature, complemented with some quantitative analysis. The frame is mainly from putting forward question analyze the question and solving the problem.