The Effectiveness Of Banking Supervision Analytical Methods And New Exploration

With the economic, financial globalization and the extensive use of information technology, banking has undergone tremendous changes since the beginning of the 1980s. Bank supervision has correspondingly changed. The Asian financial crisis has made the national supervision authorities further recognize the importance of the reform of banking supervision. Effective bank supervision as public product can not be fully provided by the market, which combined with effective macroeconomic policies constituted a key element of national financial stability. Current domestic theorists on the analysis of the effectiveness of banking supervision have two main methods: one is the cost benefits method, the other is the method of supply and demand. Above the amended on the basis of supply and demand analysis and the introduction of the economic cycle theory, the article try to use the actual balance in the shadow of the ideal balance of price and the shadow price deviations of the effectiveness of banking supervision to explain that the deviations greater, the lower the effectiveness of banking supervision; the deviations smaller, the higher the effectiveness of banking supervision. Subsequent to the reform and opening up China's banking supervision effectiveness of the empirical analysis concludes: China' banking supervision is basic effective, but effective level is not high.Paper is divided into four chapters :Chapter one elaborated on the concept of regulation and supervision of banks, and integrated supervision of a representative of the economic theory and the theory of banking supervision. This has to build a solid following analysis of the theoretical framework.Chapter two starting from the financial control theory to examine the effectiveness of banking supervision system made out analysis of the literature, and highlights the effectiveness of banking supervision and evaluate the two main research methods: cost of revenue method and the method of supply and demand analysis.Chapter three has the innovations. Banking supervision exists mandatory cost. The method of supply and demand analysis has the shortcomings. We give the actual...