| With the 2008 "financial tsunami" sweeping the globe, it severely impacts the global financial industry and the world financial system, caused many financial disputes. As the inalienable part of the global economy, Chinese financial industry also suffered serious impact to many financial dispute erupted, and failed to get timely solve. This makes financial legitimate rights and interests of consumers can not protected, then aggravate financial consumers of financial service providers discontent, worsening relations between them. For timely solve financial disputes, and effectively protect consumers' legal rights and interests of financial,Then perfect our country's financial dispute resolution mechanism to other countries, this paper analyzes the financial ombudsman system for the establishment of China's finance, allegedly service mechanism research. The article is divided into four parts:The first part is allegedly the basic theory of financial commissioner service mechanism part. Because our country has no financial allegedly, so first research on commissioner system of financial ombudsman service mechanism Then research on the origin and development of its basic concept, characteristics and legal position are analyzed, in order to make clear the basic question paper research object.The second part discuss on the necessity of building China's financial ombudsman service mechanism and the feasibility of establishing the financial ombudsman service mechanism.The third part discuss on the British service mechanism-- the earliest practice through the financial ombudsman service mechanism, is also one of the country's most experienced financial ombudsman. It provide the beneficial reference establishment of China's financial ombudsman service mechanisms.The fourth part is discuss on how to build up our financial ombudsman service mechanism basis of the above with Britain's experience on, as some problems discussed we can perfectly construct the financial ombudsman service mechanism. |
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