China's Commercial Banks Supply Chain Financial Research

Since the 21st century, human society face serious challenges form economic bottleneck and sustainable development. After the global financial crisis which derives form Excessive financial, financial industry returns to the road which supports industrial. In the 21st century special after 2010, the Supply chain management have already became one of the most potential development field for commercial bank, outstanding in the bank credit squeeze background still maintain a high-speed growth trend. Supply chain management is a systematic project offered by commercial bank, reducing financial cost and providing capital for supply chain. In the crisis management field, use the chattel or the rights as gage in the production process, blend bank credit in supply chain enterprises actual purchasing behavior, extend core enterprise's good credit to up and down river supply chain enterprises, so that dealing with supply chain fund unbalance problem. In the participating members, through cooperate with logistics enterprises to supervise, value evaluate and etc. supply chain financial compensating bank's defect in the pledge control and reducing information asymmetry between enterprise and bank. In the sales field, supply chain financial can help medium and small enterprises consequently solving capital problem.This thesis using theory and the actual case, at first, through introduce supply chain financial conception, the development situation at home and abroad and relative background analysis, pointing out the necessity for Chinese commercial bank carrying out supply chain financial. Secondly, through introduce H Bank operation situation, business varieties, sale model, crisis management method and the actual business case analysis, knowing about supply chain financial characteristics and current situation, using SWOT analysis to find out our commercial bank's defects and advantages. At last, in the micro and micro level give some suggestions and improvement measures to commercial bank supply chain financial business.