The Research On Factoring On China

International Factoring Refers to the factory exporter good by the commercial credit which included O/A,D/A manner. exporters of export goods after delivery of the account receivable of the invoice and shipping documents poly business transfers, can obtain accounts for most of the loans, future once produce importer doesn't pay or late payment, by the poly dealer in liable for the payment responsibility, factoring, factoring bear first payment undertaking. Specifically, is the present or future exporters based on conclusion of sale of goods and the buyer produced and service contract transfer accounts receivable to factor, and by the factor to provide financing, importers credit evaluation, sales account management, credit risk guarantee, payment collection of service such as comprehensive financial service manner. It is international trade in collection, payment settlement payments, the way exporter in order to avoid the risk of cases a request by third party (namely the factor) the practice of risk responsibility.With the 2008 global financial crisis erupted, developed western countries further narrowing the consumer market, have also made in the international market, buyer's market position further firm. Therefore, international trade competitive credit sales (O/A) and acceptance (D/A) favored by the buyer, according to statistics, now of the international trade transactions 80% are using these two kinds of payment. The emergence of international factoring conform to the trend of the development of international trade, got huge development. According to international factor federation (FCI) official website data, until 2009, global already have 1909 home factor, factoring volume has reached 12836 billion euros, including international factoring amount for 1654 billion euros, accounting for global factoring 13% of the total. Factoring in international trade settlement way the proportion of more and more high, according to statistics, international factoring in global trade settlement, the share has more than 60% of the exceed credit volume. In the development of factoring interior, more than 80% of the import and export business are using the letter of credit settlement. International trade competition from product price, quality has to evolve into the competition of the synthesis competitive trade ways. International trade has been my one of the engines had economic development, so how to improve the competitiveness of China's foreign trade overall economic concerns. This paper aims to our international factoring development present situation and obstacles, summarized the research of international factoring development policy Suggestions.The letter divides into five parts. The first part is the preface, including research purpose and significance, research situation, the thesis research methods. The second part a factoring business related theories do a comprehensive comb, including factoring history, connotation and its classification, suitable bar conditions and factoring advantages, doing theoretical groundwork for below. The third part of the thesis that international factoring through to import and export business, the role of commercial Banks to illustrate the factoring advantages, through the international factoring as settlement tools and financing ways and other settlement tools, financing development in our country, the contrast that international factoring necessity. In the fourth part of the thesis is to study the our country international factoring development present situation and obstacles analysis. Through comparing the new international experience to explain our development international factoring still needs to improve place. The final part of the key, aiming at China international factoring in real operation research and business theory development lags behind, cannot effectively guide the international factoring development time, try to find a suitable for our international factoring in the development of thought, reasonable analysis and summary on the basis of predecessors, and puts forward how to develop China's international factoring proposal.