The Research On Operating Risk Prevention Of Farmers' Cooperatives In Sichuan

Farmers'cooperatives, as the organization of institutional arrangements into the market for organize farmers, has been seen as one of effective means to promote agricultural modernization and increase their income levels, and promote the harmonious development of urban and rural areas and resolve the"three rural"issue, and developed rapidly. However, with the scale of farmers'cooperatives gradually expanded, the number gradually increased, is now facing many new contradictions and dilemmas in the market competition both in domestic and international, and there are more new, more potential risks in the development of cooperatives. Therefore, to solve the "three rural" issue, we must develop rural cooperatives; to develop the rural cooperatives, we must be concerned about the risk of running in the cooperative as much as possible to avoid and control risks.Sichuan is the major agricultural province and the powerful agriculture province in western. Agriculture has an important position for Sichuan province and the whole country. The development of agricultural cooperatives provide the necessary conditions for agriculture in Sichuan. However, the cooperatives organization of Sichuan Province exist generally many problems, such as confusion in management mechanism, lankness of standardization in system, loose contractual relationship, poor technology and the effects, the higher financial risk and the peculiar external natural conditions in Sichuan, and other issues, so that case to the running unsmooth, and the higher risk. How to avoid and prevent cooperatives operating risks and promoting the cooperatives to develop healthy has become the top issue in the agricultural development for Sichuan Therefore, it is very necessary to research the running risk of Sichuan farmer cooperatives.In this paper, it refer to the need of preventing the risk for the agricultural co-operation on the basis of extensive literature study. According to the basis of research on 49 cooperatives,289 members of cooperatives in Sichuan, using descriptive statistics, case analysis, SWOT and other methods described the status of co-operation. Then, according to system analysis, identified the risk factors of the operating risk in farmers'cooperatives. Then counter the main risk, based on the cooperation related theory and financial risk management theory, combined with the internal and external environment of Sichuan province described the causes of the major risk. Finally, preventing the operating risks of farmers'cooperatives in using the risk management theory, aiming risk transfer, risk aversion, risk control for direct target, put forward series of feasible preventive measures.This research mainly divided into four parts, and the key findings and conclusions:(1)There exists problems in organizational management, interest distribution mechanism, service content, and a member of the contact and aspects of financial management in Sichuan farmers'co-operatives, so that the interest of members can't effectively express, and the farmers'cooperatives become the carrier to grabbed national support and preferential policy, occupy the government's supporting resource for manage organization, and violate the cooperative principle, bad to the operations.(2)Contract and credit, internal management risks and natural environment risk, financial and marketing risk, external support risk are four major risks in operation in Sichuan farmers'cooperatives, which declared not only internal factors but also external factors are very important in the operating procession in farmers'cooperatives.(3)The contract and credit risk is mutually intertwined with management risk, and influence each other, all kinds of risk are also crisscross action; The natural environment risk is objective and uncontrolled, but endemic agricultural environment in Sichuan province increased the operating risk; Low capital profitability and the shortage of cash is the root cause for financial risks; The discontinuity of external support, imperfection of policy, lankness of scientific of management the cause of external support risk.(4)Strengthen internal interests-connecting mechanism, improve the management level, can reduce the contract and credit risk and internal management risk in cooperatives; Strengthen environmental protection, enhance the correctness of the weather forecast, strengthen agriculture infrastructure construction, implement and improve agricultural insurance, can reduce natural environmental risk; Perfecting the financial system, changing the financial concepts, improving the quality of financial staff and integration financial resources of enterprise can prevent the financial risk in the cooperative; Change the idea of external support, strengthen support and enhance the role of external support.