The Research On Financial Risk Prevention Of Welfare Enterprises In Zizhong

Welfare enterprises, as a special enterprise centralized placement employment for the disabled, the typical social welfare nature, and reflect the national policy for the disabled to a certain extent, play a major role. Around1996, the national welfare enterprises reached the highest peak of history development, welfare enterprises60000, disabled workers employment of940000people. Since1997, however, the welfare enterprises gradually by the financial crisis and global financial crisis of2009sprint, number of welfare enterprises gradually decline trend. Faced with new objective economic environment, the contradictions and difficulties, the development of welfare enterprises there is the potential risk of more new and bigger. Therefore, to further solve the problem of employment for disabled persons, must be the better development of welfare enterprises; And to development of welfare enterprises, it has to focus on the financial risk of its operations, as much as possible to avoid and guard against risk.Zizhong county vested in the Neijiang City. There are320,000persons with disabilities in Neijiang, while100,000in Zizhong. It is very important to solve the problem of the employment of persons with disabilities for regional development and social harmony. The development of welfare enterprise provides the necessary conditions for employment of persons with disabilities. However, the welfare enterpriseexists generally many problems, such as rising costs, decline in profitability and the higher financial risk. How to avoid and prevent cooperatives operating risks and promoting the cooperatives to develop healthy has become the top issue in the disabilities’ employment.Therefore, it is very necessary to research the risk of welfare enterprise.Based on reading lots of related literature at home and abroad, this paper expounds the necessity of welfare enterprises to prevent financial risks. In research for ZiZhongXian5home welfare enterprises, a large number of employees on the basis of the descriptive statistical method, case analysis and other methods, expounds the current welfare enterprise financial situation, Reflected mainly in the aspects of financial risk management:financial risk awareness is weak, the financial risk control level is not high, the lack of financial risk early warning mechanism. Then, based on the system analysis, the benefits, which can identify the influence factors of enterprise financial risk and principal component analysis to these factors, thus to select the main risk of financial center. Again according to the main risk, financial risk management theory as the foundation, combined with ZiZhongXian welfare enterprises internal and external environmental analysis of the causes of all kinds of main risk:One is the impact of market and policy support (mainly refers to the preferential tax policy), two is the change in the external environment, the three is to adjust the internal structure of enterprise, four is the influence of internal management mechanism. Finally, put forward the feasible a series of preventive measures:One is the establishment of a sound system of financial risk early warning of welfare enterprises; two is to improve the financial personnel financial risk consciousness and scientific planning of financial decision-making ability; three is to strengthen the internal financial risk control in each stage of welfare in the business activities of enterprises; four is the establishment of Bank of communication mechanism, optimize the financing necessary procedures; five is to promote the welfare of the enterprise culture construction.