Analysis Of The Raising And Management Of China's Social Security Fund

Social Security plays a safety net role in the running of the state.It relates to the stability and development of a conutry. As the basis of social security fund, social security plays a vital role in the construction of the social security system. With intensify of aging of the population around the world, pension issue has become the focus of attention in many countries. The raising and management of social security fund has also been more and more attention of many scholars in theory and in-kind community. With the development of social security funds, the raising and management of its problems have become increasingly prominent.The social security system of China is immature and not sound.It also has a heavy historical burden. Also because of China's large population and the emergence of an aging population, pension issue has become a major problem facing the Government. At present, there are some problems of social security funds such as narrow channels of financing, low rate of investment income, social security funds being diverted, inadequate supervision and so on. Social security is a safety net for the livelihood of the people. It is a major issue to be considered for China's development.The social security fund academic research in China is focused on social security fund investment management and legal construction.But it lacks on the mobilization of social security funds. This paper begins from the basic model of the social security fund raising and management,and has a full discussion of the social security fund, hoping to find a suitable model for the raising and management of China's social security fund.This paper first introduces the general situation of social security funds and the basic situation of social security fund raising and management. It helps a basic understanding of the social security fund.Then by introducing the situation of social security funds in developed countries , I try to find out ideal social security fund model for China's development.In the end,I gives my recommendations. I think China should use part accumulation of pension fund raising mode, payment system and the diverse forms of financing and so on. Specifically, the ideas and leads of the paper is:In the preface, I describes the background and significance of this topic. Social security fund guarantee the basic living of citizens. It is related to people's livelihood. It is worth considering for what kind of raising mode can ensure the source of funds and what kind of investment management can increasing the value of the fund. In addition,I also reviewed the domestic and international research situation of the social security fund in this section.In the second chapter, this paper describes the basic situation of social security funds,including the basic concepts ,characteristics and the mobilization and management of social security funds It laid the theoretical foundation for this paper.In the third chapter, the author shows the status quo of the raising and management of China's social security fund and think about their problems. Generally speaking, the trend of income and expenditure in China's social security fund is increasing. However, the ratio of expenditure and income growth is very small difference. If this trend continues, it will be difficult to meet the needs of an aging population.In the fourth chapter, the author presents the experience in the social security system of more complete countries such as Singapore,Japan,the United States and so on.Singapore's central provident fund system, Japan's pension system and U.S. social security tax mode is successful social security fund model. The author hopes the experience can help.In the fifth chapter,the author thinks about the problems and looks forward, and gives a reasonable proposal. The author thinks China should use part of the accumulated mode for pension fund raising and collect social security tax. In the management, The author thinks China can implement diversified investment to get more revenue.Chapter1 and Chapter2 are the basic section.Chapter3, Chapter4,Chapter5 are core chapters. The author hopes that this paper can make some contribution to the development of social security in China.