The Research On The Financial Policy Of Supporting The Small And Medium Enterprises In Heilongjiang Province

With the revolution of knowledge economy and the integration of the world economics, particularly after joining the WTO, the development of small and medium enterprises are paid the most attention by social all of aspects and our government all the time. At present, the small and medium enterprises account for 99%, employees account for 78%, and GDP account for 60%, everyone know the small and medium enterprises play the important role in our development of economy. Nevertheless, there are some key issues in the development of small and medium enterprises, even becoming serious. Since reform and opening up policy, small and medium enterprises are growing fast, they become the important economic growth and boosting domestic demand, they has played the increasingly role in the relieving employment pressure, promoting technological innovation and economic development, maintaining the social stability. Of course, despite the great development, they developed still backward with the southern provinces. So we realized that there are some questions and contradictions in the development of small and medium enterprises in our province. If these problems and contradictions are not solved in time, it will restrain the development of small and medium enterprises. Of course, the unfair policy are including by the macro reasons, also including the micro reasons.Through studying concept of small and medium-sized enterprises and financial policy and providing necessary light of economics for government supporting the enterprises in theory, the paper says necessary of the government supporting small and medium-sized enterprises in economics perspective to study Heilongjiang government supporting small and medium-sized enterprises. Essay analyses questions and reasons in Heilongjiang government supporting small and medium-sized enterprises, Analysis Italy and Japanese government policy of supporting small and medium-sized enterprises, and summarize the experience. Aiming at questions, Decompose the reason of defect of financial policy. At last, the essay brings up the way of perfecting government supporting small and medium-sized enterprises. From financial policy, perfecting taxation policy and increasing the intensity of financial allowance, promote better development of small and medium-sized enterprises through paying of financial interest and establishing special fund of supporting small and medium-sized enterprises of Heilongjiang government. Putting forward suggestion of better development of small and medium-sized enterprises of nation and Heilongjiang is the mission of essay. The essay can help to solve questions in process of Heilongjiang government supporting small and medium-sized enterprises, especially in credit assurance of small and medium-sized enterprises. To encourage finance of small and medium-sized enterprises and advance better development of small and medium-sized enterprises in Heilongjiang, the essay addresses some strategy and suggestion of perfecting the system of credit assurance in Heilongjiang.