Economical Analysis On The Problem Of The Small And Medium-sized Enterprises' Financing In China

Countries in the world are increasingly recognized the importance of SMEs in the role of the national economy.Western countries have accumulated effective experience in mitigating the issue of SMEs financing.However,China is currently in a special period of economic transformation,Financing problem of SMEs is especially pronounced under the action of various factors in China,and it is difficult to make a better role of SMEs because of lacking fund.This article based on the financing situation of SMEs in China,combining the theoretical and practical experience and using the basic principles of economics and analysis methods,analyzing the SMEs financing problem deeply,and try to find systematic and practical solutions both in theory and practice.The first part,make a brief overview of SMEs financing in the current situation and describe the background and significance, content,methods and innovations.The second part, point out the latest criteria for the classification of SMEs,and reviewed the financing theory of domestic and foreign SMEs.The third part, measure the reality of SME financing both from the direct financing and indirect financing.The fourth part,analysing the status of the causes of SMEs financing in theory and policy,and try to find the real reason for SEMs financing.The fifth part, propose a solution to solve the financing problem of SMEs with the macro and micro,the theory and practice,.At last,the conclusion.