China's Commercial Bank Intermediate Business Innovation And Development Exploring

In the 21st century, China's banking facing a lot of opportunities and challenges.Over the past several decades with the rapid growth of China's economy and the globalization process, Chinese financial industry also realized the fast growth, but the bank's innovation ability and the operation efficiency also has the very big disparity compared with the international advanced bank, interest income is still the most lucrative way of banks in China. Financial globalization that all commercial Banks to deepen the increasingly fierce competition, plus more strict financial regulation since the financial crisis, the traditional growth mode of China's banking facing more severe challenges. In order to adapt to the financial situation and trend of development, improve the banking business bank competitiveness, commercial bank's management transformation has become an important strategic choice of the current, the main direction is innovation and development strategy of the intermediate business.In this text, take commercial bank intermediate business innovation and development as the research object, by combining theory with practice, the contrast of the way western commercial Banks, analyzes China bank's intermediate business development present situation and the existing problems. Discussion of the future trend of development. Put forward the suggestions in order to promote the bank's intermediate business in our country and find the effective approaches.