The Research Of China's Rural Coorperative Model

The rural credit cooperatives as the mainstay of rural cooperative finance in China have 50 years of history. During the development of rural cooperative financial sector, domestic and foreign economic theory has been particularly hot issue. China began a series of pilot rural credit cooperatives reform from August 2003. In this new situation, to face the process of development of rural cooperative financial problems, China's rural cooperative research more appropriate model for the financial development of China's rural cooperative financial development has a very important meaning and value.The first part introduces the rural cooperative financial research background, research ideas and innovations of this article, which in the current tide of financial reform, financial reform and development cooperation to address rural problems, efforts to explore the conditions for the development of rural cooperative financial model has important practical significance.The second part focuses on the current domestic financial development of rural cooperative model, the development prospects of the research results.The third part focuses on three countries of Germany, the United States, Canada on co-finance the exploration and practice, and extracts it from the EnlightenmentThe fourth part focuses on the development of China's rural cooperative financial history and current status. Summed up by the study co-finance the development of our country and spending several models of China's rural cooperative financial existence of the current tendency of increasing non-agricultural, cooperative and other obvious features of phase characteristics.The fifth part is the core of this article. This section focuses on the research study explored the development of China's rural cooperative financial model.The fifth part focuses on the study of the rural cooperative finance in China's development model, combined with China's existing three kinds of mode characteristics of rural credit cooperatives, rural commercial bank" two system" mode development direction, at the same time, the development of new rural cooperative financial organizations, encourage civilian cooperative financial development.The sixth part is the concluding part of this article. Financial development through cooperation with foreign experience compared with the national situation, the paper that the economy relatively developed areas strongly encourage the establishment of rural commercial bank, economy relatively backward regions to maintain unchanged the nature of rural credit cooperatives, creating a "dual system" model, change the "Three" formula. Mode of rural credit cooperatives, rural cooperative banks and rural commercial banks,...