The Study Of Formal Financial Services System In Miluo Rural Areas

Under the strategic requirements of constructing new socialist countryside, Finance as the core of modern economic, so the rural financial institutions play an important role in support of the new rural construction.Over the years, the country has engaged in reform of finance, The rural finance still facing some problems, it is difficult to solve. So the rural finance need to actively to change and innovation, As soon as possible into a well-established the new type of rural financial system, to meet growing demand in the rural finance.Of the current miluo financial system of research,this articet introduce the present situation of Miluo rural finance. The deficiencies of objective analysis of Miluo rural financial services, Reference to overseas experience in the rural finance.and offers the corresponding countermeasures, Conducive to raising the level of the rural financial services.This article altogether divides into six chapters:The first chapter of introduction. This chapter mainly nitroduced the research background and the significance, domestic and foreign about the rural financial services.some present situations.The second chapter introduce the related theories on the rural finance. The main contents of the chapter are basic concepts of the rural finance and three theory of the rural finance.The third chapter introduce overseas typical country main experience which operates the rural financial system.Mainly carries on the explanation in this chapter take The People's Republic of Bangladesh,India, US and Japan as the example.The fourth chapter mainly describe the present situation of Miluo rural finance Including two parts:speed of Miluo economic development during the past decade and the rural financial system present situation.Has introduce countryside formal finance development and the rural financial system.The fifth chapter is mainly the reason which produces to Miluo rural finance carries on the analysis.Is also this article key part.This chapter mainly from the support of the rural financial organizations,the supply and demand of countryside fund, agricultural insurance,the products and service of finance and the ecological environment of the rural finance five angle pair process's reason carries on the analysis.The sixth chapter proposed structure Miluo rural financial system the underlying policy to suggest, for example, strengthen the function of the large financial institutions to support agriculture,the establishment of rural funds back to the feeding flow mechanism,establish and improve the agricultural insurance system,continue to promote rural financial products and service innovation.Measures to solve the above-mentioned five problems to improve its financial system and promote the development of economy.