China's Financial Industry Status And Its Risk Analysis

Since the beginning of the twenty-first century, with the global integration of financialmarkets, the growing trend towards the Chinese economy and the global economy has graduallydeepened. Enjoyment of economic globalization has brought efficiency and convenience at thesame time, some problems have emerged. At present, the financial sector is gradually become thecore of China's national economy in the face of domestic institutional and operational financialrisk, while also facing the impact of international financial crisis. Just past the2011globaleconomic performance was significantly lower than market expectations expected2012globaleconomy will continue to be burdened by the debt crisis in Europe.2011China's economy to achieve rapid growth, inflation is basically under control, economicstructural adjustment process has been accelerated. But taking into account the impact ofinternational economic and financial environment and domestic control policies in2012China'seconomic growth will moderate slowdown, the inflation is expected to be effectively controlled,but evolution of the debt crisis in Europe, the U.S. economic trends and domestic real estateregulation will the development of China's financial industry challenges.Therefore actively mitigate risks, improve the regulatory system, strengthen financialmanagement will become the biggest issue facing China's financial industry. This article outlinesand analyzes the status quo of China's financial industry from the macro and micro levels.Micro-finance, risk is defined as participation in economic activity and subject to the possibilityof loss due to objective environmental changes, the policy mistakes or other reasons their assetsreputation. The risk of micro-finance to participate in economic activities subject due to objectiveenvironmental changes, their assets reputation suffered the possibility of loss. Accordance withthe category of financial institutions, including the risks of banks, securities risk, insurance risk,fiduciary risk, this article focuses on the micro level, to find out through a series of data and chartsin some of the risk of restricting the development of China's financial industry and proposes tostrengthen the supervision financial risk early warning system development programs andcountermeasures and strive to achieve a breakthrough and innovation.