| Since the Reform and Opening-up, development of economic is make phenomenalprogress. From individual to organization is important element to boost the economicdevelopment of country. The most noteworthy in it is small and medium-sized enterprise.There are difference on define the size of small and medium-sized enterprise, but they allpay a lot attention to its effect of development of economic. So does China, all kinds ofpolicy have been coming out by the Government which to promote the development ofsmall and medium-sized enterprise.By the reason of the features of small and medium-sized enterprise, which lead tothem always to be confronted with trouble in financing. This paper will analyze anddescribe the legal issue of guarantee in the process of financing for small andmedium-sized enterprise. The first part will summarize the definition of small andmedium-sized enterprise, including domestic and abroad. The second part will present thefinancing patterns and legal environment of small and medium-sized enterprise. Also theanalysis and description is in accordance of contrast between domestic and abroad. Thethird part will emphasis the analysis of legal feature of guarantee in financing process insmall and medium-sized enterprise, which lay a foundation for specific theory analysis infollowing text. The forth part, the author will analyze and describe several ways ofguarantee in financing of small and medium-sized enterprise. For instance, the floatingmortgage and ceiling mortgage, chattel mortgage and rights pledge, united guarantee andguaranty of maximum amount. Last but not the least, the author will proposecountermeasure and complete advice of ways of guarantee which mentioned above. In thispaper, method of comparative analysis, case analyzes method and theoretical analysis andso on to be used in analyze and describe the issues. |
