The Problem Research Of The Commercial Motor Vehicle Third Party Liability Insurance

In recent years, in order to solve the damage compensation of the road traffic accident, using motor third party liability insurance to disperse damages risk, to compensate the victim of practice has won general recognition of the society. This case is a typical insurance contract disputes, the plaintiff and the defendant disputes arising from the settlement range of the third party liability insurance, this kind of case is common in the trial practice, however for these similar cases, there are all kinds of processing methods in different regions. Based on the analysis of the case, research the legal issues, for the policy-holder attend commercial third party liability insurance, the policy-holder and other joint caused common infringement damage of third party, the policy-holder and other wrecker shall bear joint and several responsibility, insurance company is only bear the responsibility for the liability ratio range of the policy-holder, or bear the responsibility in the maximum limit of policy-holder and make compensation with the policy-holder’s joint and several liability. In reaching a result of this case, and at the same time, research the motor vehicle third party liability insurance business the compensation scope and in practice in the other problems, and puts forward the corresponding solutions.