Research Of The Housing Endowment Will And Needs

Recently, with the advent of aging society, along with the non-Perfect social security systems and trend of empty home, old age problems arising from inadequate pensions are becoming increasingly apparent. How to protect and improve life quality of the old have become the focus issues of a harmonious society. For one thing, with the development of economy, with the incensement of population mobility, traditional ways of endowment gradually recede. For another, the immature social endowment mechanism is unable to shoulder the heavy responsibilities, which give birth to the needs of endowment on their own strengths to some extent. Thus, housing endowment will become the first choice for the elderly independent endowmentActually, ideas about housing endowment are results of innovative endowment system. In the long run, it has developed in to a kind of new endowment way, including reverse mortgages, sale-endowment, rent-endowment, bequests-endowment, and so on. In developed countries, reverse mortgage has been established as a formal system. In China, however, theory and practice about housing endowment is still in its infancy because of economic, political, social, cultural constraints. Based on this situation, this essay selects housing endowment, in Sjiazhuang as a research subject, protecting to supply some theoretical and practical references for its application and expansion. Exactly, this is where this article has its innovation. That is, with the use of SPSS instrument, it analyzes the questionnaires and makes conclusions, combined with practical data and examples.Overall, from the survey of Shijiazhuang City, people with a low level of understanding of the Housing Endowment, but through the analysis can be found that, the majority of respondents in this supplementary with great interest in the extent of old-age security products, and they think it can improve standards of living. Thus, in the process of exploring the implementation of the product needs more scientific design, expanded information, breaking the shackles of traditional values. Face to the pace of population aging, China should explore a new of supplementary pension.