The System Architecture Design&Safety Issue Of Mobile Payment For Telecom Carrier

Mobile payments as a new generation payment, it is convenient, fast and safe.And it can provide users with the safe and efficient payment instrument at any timeand any place. Entering the3g time, mobile payment will walk into High-speed realty.In mobile payment industry, carrier is playing a important role. Especailly,requirement which came from the carrier is different with that came from bank orthird part payment institute.In this paper, it analysis the concept of Mobile Payment, the trend of the researchof Mobile Payment. Meanwhile, this paper gives detail describes the architecture ofCarrier’s level mobile payment system, and also give functionality introduction.This paper gives a definition to mobile payment by analyzing the industrybackground and system solution, and introduces the sort and realization method of themobile payment, which involves the technology standard, technology character andsafety. Base on analysis, we propose a new mobile payment framework andimplementation of mobile payment system frame to meet the carrier’s requirementfor the mobile payment flat.As key point of Mobile Payment, we will discuss the safety issue about themobile payment, and brings out a solution method based on the WPKI agreement,then provide a entire business flow under this safety agreement frame. At the end ofthe paper, it summarizes the whole paper and point out some issues to be solved in thefuture.