Microfinance Company Performance Study Of Development

Small loan company in recent years in China’s financial system emerged as a newforce. Relative to the international microfinance institutions, China’s small loancompanies in the pilot period still exist many problems, both with the internationalmicrofinance institutions in common, and China’s small loan company is unique. So forthe success of international microfinance institutions, we should use it for reference.This article is in the study of international microfinance institutions and the courseof development of China’s micro-credit company development basically, summarizes theinternational microfinance institutions and the successful experiences of the China’ssmall loan companies can use for reference, and emphasizes on the study of China’smicro-credit company at present the performance of development and main problems.Development of performance mainly from the results, the effectiveness of these twoaspects to analyze. For the existing problems, from the lack of follow-up funding, lack ofcorresponding policy support, part of the existing regulations do not accord with actualand supervision system is not perfect the analysis. Finally, on the basis of this, putforward seven suggestions, including widening the financing source channel, increasepolicy to give aid to strength, modify the implementation and actual not consistent withthe regulations, perfect legal laws and regulations, improve government supervisionmechanism, the proposed operator should timely change manages a concept, strengthenthe training of human resources and the appropriate relaxation of restructuring theestablishment of towns and villages the condition of a bank. Through theabove-mentioned seven suggestions in order to help China’s small loan company as soonas possible towards regularization.