Study On Rural Financial Development In Poverty Areas Of Western

Finance is the core of modern economy，the financial deepening and economicdevelopment，complementary and mutually reinforcing and inseparable. Building anew socialist countryside，urban and rural development， to break the urban-rural dualeconomic structure，promoting the "three rural" Sustainable development can not beseparated from the strong support of the rural financial services. The rural financialreform and development is the premise of the comprehensive development of China’srural economy and security， remodeling and improvement of the rural financialsystem is the key to development and reform of rural finance.The Chinese Communist Third Plenary Session of the policy in favor of building a"modern rural financial system，the rural financial system must have the perfectcompetition in the market structure. Clearly stated in the "12th Five-Year Plan" todeepen reform of rural credit cooperatives to encourage regions where conditionspermit County Community Bank， the development of rural micro-financeorganizations and microfinance，and expand rural effective collateral range.Since the western development， the rural economy of the ethnic minority areas in thewestern region has been considerable development，people’s living standard has beengreatly improved，but the rural financial services are increasingly unable to meet theneeds of rural economic development. The existence of the national rural areas"financial repression" has its universality and particularity. The contradiction betweenthe national rural areas "rural" the huge demand for capital and the supply of ruralfinancial system，"financial deepening" still a large gap and in rural areas，there aremore problems. Therefore，from the current situation of China’s financial system， thewestern minority areas of rural finance is the weakest areas in the entire financialsystem in China，is also the most urgent areas.It is to work in rural finance is about to spread throughout the country， the onlycomprehensive reform of rural finance pilot counties-Tiandong County focus onobject-depth and comprehensive investigation and study， in order to seek someWestern Ethnic Poor areas of rural financial reform and effective methods andmeasures. This article first Tiandong County financial developments， introducing Tiandong County’s economic and social overview of the problems before the pilotreform of rural financial Tiandong County; Secondly，a comprehensive reform ofTiandong County financial analysis: including the pilot reform of policies andmeasures， the main results achieved by the pilot reform，and the existence of the pilotreform; again，the least square method (OLS) on Tiandong economic development andthe factor inputs quantitative relationship between the empirical analysis， regressionanalysis Tiandong County，the main factors that affect economic development;Finally，to the successful completion of the rural financial reform goals and tasks，andbreak a path of financial development in the law of the Tiandong village，and topromote sound and rapid development of rural financial，for the western nationalpoverty region to provide the reference model and the measures and proposals.