Functional Problems Of The Enterprise Annuity In China’s Pension System

According to the social security development of the domestic and foreign situation, a national socialsecurity, and the endowment insurance system’s formation and the development has the very big relations;and old-age security system changes, it is the basic endowment insurance, enterprise annuity, pension,family individual annuity pension system component interactions, the result of mutual influence, thispaper mainly analyzes the enterprise annuity system in the old-age security system in the position, furtherdefine the enterprise annuity system in China the operation mode and operation mechanism.Enterprise pension in our country old-age security system in the development process, the enterpriseannuity system more in-depth research, the description of the phenomena angle elaborated our countrythe development of enterprise annuity system changes, will supplement the old-age security system, theinitial formation of exploration of professional, professional system and the gradual establishment of thethree stages of policy was carried out summary, for data analysis, focusing on the development ofenterprise annuity in China current situation, from the establishment of development scale, depth,coverage, industry distribution, mode of operation, preferential tax, into the city operating in multipledimensions of a full description. Based on this, a detailed analysis of China’s enterprise annuity systemproblems and reasons. At this stage, the enterprise annuity system properties are not clearly defined,unclear orientation is the basic reason, which leads to the main parties to imbalance of interests,supervision and management mode of confusion, imperfect legal environment, supporting policies andregulations do not continue, development power is insufficient, understanding does not reach the designated position of parties. Endogenous causes analysis, widen the perspective, widen train of thought,to the development of enterprises annuity system external environment is analyzed, pointing out thesystem of income distribution and the status of population structure changes trend affects the systemvicissitude process, the impact beyond the enterprise annuity system itself.Through the analysis of theory and practice, can think, at present the enterprise annuity system themain reason for the slow development in our country is now in the stage of a very important and specialsocial and economic transition, old-age security system from the value target system establishment to thesystem frame design, and the specific operation links are the lack of a clear point, resulting in difficultyin locating and restricted the development of enterprise annuity, insufficiency. In our country, theenterprise annuity establishment is not a problem, must be incorporated into the whole and the basicold-age insurance system to design and consideration of enterprise annuity system, can the new com...