The Supervision On Safe Operation Of National Social Security Fund Of China

With the arrival of aging population peak in2020in our country, social security is popularizing, as well as social security fund will be more and heavier. As the current social security system will face rigorous challenges, it is vital important to enhance the supervision on safe operation of national social security fund. In recent years, the lengthening of accumulation cycle of social security fund, the gradual enlargement of found size and the security supervision on the found have been one of the issues closely concerned by academia and various sectors in society at home. Therefore, how to consummate the security system of social security fund operation becomes more significant. In the condition of complex social economic nowadays, how to secure the social security fund and also maximize its benefit, and if it will increase in value and how achieve it are the major topics concerned by ordinary people. The social security found is the "high-tension", which cannot be misused or misappropriated.Some of the problems for the supervision on safe operation of National Social Security fund with the regulatory analysis, and then the causes of these problems, and its prospects for a systematic exposition. This thesis consists of five parts. Chapter one mainly introduces the background and significance of this thesis, research status, research methods and research contents, and the features and innovations of this thesis.Chapter two is the overview of the theory of the safe operation of the social security fund supervision.Elaboration of the definition of the social security fund and its characteristics; Definition, classification and implementation of the operational supervision of social security funds; and Operational supervision of the Social Security Fund target is part of the focus of this chapter, First, in order to safeguard the lawful rights and interests,Second, to ensure the safe and complete of the Social Security Funds.Chapter three analyzes current fund operation status from the data in National Social Security Fund, and then tries to find out the reasons of the problems existing in the operation of national social security fund, e.g. the separation of operating agency and watchdog agency, the lack of regular auditing and supervising by the regulators of social security fund, the imperfection of the system and management ability and the lack of rational internal control of the operating agency, etc.In chapter four, it can be seen from the successful experience from International country, The U.S. Federal Bureau of delivery with cautious attitude to Social Security Funds, and Social Security Funds generally invest in the ordinary market operations, the U.S. Fund Agencies for the safety of the funds in the first place.The Government of Chile in strict control of its oversight role to the investments of the Funds. Singapore through "the Central Provident Funds" mode, the Social Security Fund focused investment model also makes its been effectively increased. The safe operation of social security depends on if the funds in saving accounts can preserve and increase value effectively. It also provides some successful referenced experience for the safe operation of social security fund, especially the fund operation case in Japan, from which can be summarized how to dealt with aging of population and social security fund default.Chapter five discusses the conception and prospect of the operation security of national social security fund, the affirmation of financial institution, the supervision of social security fund investment decision-making, establish and improve fund risk monitoring and warming system and the supervision of the recovery of non-performing assets. Since the safe supervision of the operation of national social security fund is not very comprehensive, it still needs further planning.