Countermeasures For The Regulation Of High Housing Prices

In recent years, with China’s rapid economic development, urban residents per capita disposable income is also growing. But the speed of urban housing prices are even more alarming. High prices the same pressure as the mountain city residents head, a heavy burden not only to their lives, but the direct result of the economic bubble and the financial risks; hinder the optimization of industrial structure and the sound and rapid economic development; delay farmers’non-farm and rural urbanization process; to expand the gap between the rich and the poor and social injustice.The major causes of high housing prices in China are:the supply of social security housing and commodity housing are inadequate; consumer demand of normal housing, housing demand which owing to inflation expectations, excess capital used for real estate speculation,all thesr demands are increasing;local government’s land finance, bank room illegal real estate loans; combined with the land sale monopoly mechanism; bank loans monopoly mechanism;housing construction monopoly mechanism and so on. Inhibition of high housing prices in China must be promulgated the " residents housing law "and other relevant laws, established multi-layered housing security system, improve the low income person income and strengthen national regulatory.