Study On Mode And Risk Control Of Supply Chain Financing In County SEM

The development of county SME is very important to the development of countyeconomy, because of the history and inter-outer reasons, the county SME generallyface larger development difficulties, its fund shortage problem is more prominent thannon-county SME. The development difficulties of the county SME not only affect thecounty’s economic development, but also inhibit rural economy and hinder thesolutions of the industrialization of agriculture, the development of urban and rural,and the "three rural" problems and so on, Solving the development problem of SMEhas very large economic and political significance. Supply chain financing can be aneffective solution to the problem, in view of the practical experience of the the currentdomestic commercial Banks, developing the supply chain financing of county SMEwill has a big help to solve the development problem of the county SME. However,because of the county economic and social environment, and own reasons of thecounty SME, financial institutions, especially commercial Banks will face more risksand challenges. In the course of developing the supply chain financing of county SME,commercial banks must pay more attention to the selections of financing model andrisk control.In this paper, the main participation body of supply chain financing is the mainlogical analysis line, at first, analyzes the sources and control strategies of supplychain financing risk, and then confirms three financing models and their respectiverisk control points, thirdly summarizes the current practice experience of commercialbank which have been carried out the supply chain finance, fourthly reviews the riskcontrol of the supply chain financing practices of commercial banks,in particular riskcontrol experience of operating risk. Finally, combine to the Jinjiang county and theSEM in Jinjiang, analysis the mode of financing selection and risk control methods,and proposed to optimize the recommendations and advice of operational risk controlof supply chain financing for the county SME.Overall, this paper studies are three orders in turn: Firstly, on the basis oftheoretical analysis of the mode of supply chain financing, summed up the supplychain financing practices of the major domestic commercial banks, to discuss themode of financing selection experience of supply chain financing for the county SME.Secondly, after the theoretical analysis of the risk control of supply chain financing,review the current practice of commercial bank which have been carried out thesupply chain financing, then summary the risk control experience of commercial banks,in particular the risk control experience of operating risk. Thirdly, getting thetwo research goal, combine to the Jinjiang County and the SEM in Jinjiang, analysisthe mode of financing selection and risk control methods, and proposed to optimizethe recommendations and advice of operational risk control of supply chain financingfor county SME. Finally, not only proposes the advices of risk controlrecommendations for the commercial banks, but also explore the use of supply chainfinancing theory to promote the county economic development.