Research On Risk Control Of Supply Chain Financing Business On Bank Of China HN Branch

The bank's risk control problem, since the birth of the financial business has been accompanied, but also banks,scholars and government agencies to study the hot issues.Especially after the global financial crisis, the banks put forward higher requirements for risk control. Are looking for measures to reduce or avoid credit risks and methods. Small and medium-sized enterprises are an important part of China's market economy, the number of the total number of enterprises accounted for 70%, to solve the vast majority of the population of employment problems, but the financing of SMEs is difficult to become the development of small and medium enterprises pain. Bank of China, as one of the four large state-owned banks,has launched a supply chain financing business to crack down on the financing difficulties of small and medium-sized enterprises, but the risk of small and medium-sized enterprises is also a headache for banks. How to support the development of small and medium-sized enterprises in the case of risk control has very important theoretical and practical significance.This paper chooses the financing chain of HN branch of Bank of China as the research object. In this part, the author elaborates the research background, the research significance, the research method and the main content of this article. In the part of the theory, this paper introduces the supply chain and supply chain financing business On the basis of the theory of banking risk control,this paper summarizes the relevant research on the risk control of the business at home and abroad, and provides a solid theoretical support for the following research.In the key part of this article, the author first introduces the present situation of the Bank's HN branch and the supply chain financing business of the Bank, and focuses on the current situation and existing problems of the supply chain financing business risk control. Secondly, based on the analysis of the current situation of the risk control and the existing problems, this paper constructs the risk control system and the countermeasure of the supply chain financing business of the Bank of China HN branch by using the advanced risk control model at home and abroad and using the relevant theories and tools of risk control The Then, the paper safeguard measures to implement the optimization strategy. At the end of the paper, the contents of the written summary and review, and pointed out that the future should be in-depth study of the problem.Through the research of this paper, hoping to help the Bank of China HN branch to solve the problems of supply chain financing business risk control, and in practice to test and improve the Bank of China HN branch of the supply chain financing business risk control ability, better To promote their own and the sustainable development of small and medium enterprises.