Research On Government Behaviors In Financial Regulation

In today’s world, finance has become the core of modern economy. A well-run financial system can be effective to achieve a rational allocation of resources, thus it can promote the economic development. However, due to the failure of financial markets and the financial industry has itself inherent vulnerability, we need to implement regulatory about financial industry. The main purpose of our government on the financial regulation include in order to maintain the stability of the financial sector development, to establish a good financial order、with the implementation of monetary policy, to provide support for economic development and safeguard the public interest. The main body of financial regulation is a government department or government department authorized, thus specific government actions in financial regulation can impact financial industry, this effect is a problem worthy of study.After three decades of development since the reform and opening up, China’s financial market rapid develop, financial institutions increase, financial entities become to many. By financial innovation in financial services and financial products continue to emerge, so our country’s financial regulation put forward higher requirements. This article from the administration point of view study China’s financial supervision. After summarizing the specific acts of the government in the financial regulatory, then analysis these acts, we know China’s goal of financial regulation and characteristics of China’s financial regulatory system and China’s financial regulatory problems. These problems are mainly concentrated in the a few respects, says lackof awareness of the importance of financial supervision, lack of deposit insurance system,many rent-seeking behavior, and so on. The existence of these problems will seriously affect the quality and efficiency of financial supervision to our government, our government should give them high priority. In face of China’s financial regulatory issues, the author puts forward many countermeasures. We mainly from clarifying the Government’s border, and regulating the government behavior、establishing an effective regulatory coordination and cooperation mechanism and improving the transparency of regulatory crackdown rent-seeking behavior and so on improve our government regulatory actions.