Study On Transition Of Wealth Management Mode In China’s Trust Industry

This paper systematically analyzes the wealth management business model selection and promotion measures and path.The main content of the paper contains the following four parts:Part Ⅰ:the new situation of China trust industry. This chapter first summarizes the three new developments in the wealth management market in China:wealth management has a surge in demand; the trend of product diversification is obvious; wealth management institutions inroads into an increasingly competitive market. Then the challenges faced by China’s trust industry including the following three: entrust management to be alternative to trust financial; the cooperation between trust and bank are blocked; the introduction of the net capital management approach.Part Ⅱ:International Experience of the development of trust and wealth management. Summarizes the three development trends of foreign Trust and Wealth Management:1, product-oriented to customer-oriented:2, strengthen the development and integration of the Trust and specialty products;3,products and services outsourcing, vertical specialization.Part Ⅲ:China’s trust industry, wealth management mode selection This chapter puts forward a wealth management model of China’s trust industry-Product cooperation integrators mode, on a basis of a deep decomposition of the industrial chain of China’s wealth management industry and a analysis of trust companies’ advantages and disadvantages.Then this part analyzes the mode of connotation and classification, the mode of business processes, characteristics profitability, distribution methods.Part Ⅳ:the path and measures to promote the transition trust business wealth management model. This chapter presented the four path and measures to promote the China Trust wealth management model transformation:1transition2, trust and cooperation in transition3, Service Transition4, Business Transformation The main contribution of this paper are:First, establish a sound analytical framework for China’s Trust Companies Wealth Management model; analyze the development characteristics of China’s wealth management market in-depth; Summed up the new development of the foreign trust and wealth management market trends, on the basis of previous research; Proposed three links of the industry chain of China’s wealth management industry, and promote a development model-product integration co-operating mode and analyze the mode in-depth.