The Reserch On The Risk Supervision Analysis And Strategies Of The Inter-Banking

Along with the rapid development of information network technology and the integration of the world economy, the banking in many countries have been transformed, continuous innovation makes network technology and banking business together, increasingly becomes the key power to the countries all over the world to increase market competitiveness. In this case, a new type of banking services business named Internet Banking which based on Network Information Interaction Platform has come up. The Internet Banking makes banking are no longer limited to the trade between people face to face, meantime, it broke regional limit and limit on time and space, also, the Internet Banking realized full-time service with its rapid advantage. But the Internet Banking has the characteristics of virtual; it is easy to cause the happening of the risk, making the bank system face more severe challenges and difficulties.Based on the above background, this paper learned from the foreign advanced experience in supervision of inter-banking, analyzed some problems existed in risk supervision of inter-banking in our country and put forward some countermeasures and suggestions.The first part of this paper is the introduction, make a briefly discuss about this paper to choose a background and purpose, research methods and the structure and the full text content and viewpoints.The second part of this text is China’s online bank and network bank risks related concepts. Introducing the connotation of the network bank, the network bank risk the meaning, characteristics, formation and characteristics, and to the network bank risk analysis.The third part of this text is the risk of China’s network bank regulatory status analysis. Including the network bank risk supervision of the theoretical basis, the present situation of China’s network bank supervision, China’s network bank risk supervision the main problem facing, the follow-up work for paper laid a foundation.The fourth part of this text is China’s online bank risk supervision model construction, which is the focus of this article. Based on the concept of network bank model, and the analysis of the mentioned above the risks of network bank, characteristics and problems of China’s network bank supervision the analysis of the current situation.The fifth part of this text is the case analysis part. Through the "quaternity" from the point of view of industry and commerce bank supervision and management system for analysis. Finally sums up the industry and commerce bank network supervision of advanced strategy and measures. Part6of this paper provides scientific conclusion argument. The sixth part of this text is conclusion, for main summarized and concluded, fully realize the risk of network bank supervision is a system engineering, and need a lot of subsequent research work, need continuous explorations and innovations.